fbpx

Rates

Please click on the sections below to see our rates – if you need more information, please contact us directly and a friendly staff member will assist you with your inquiry.

Prime Rate (3.70%)

Mortgage Rates

Mortgage Rates
TermOpenClosed
6 or 12 months5.84%
1 year4.59%
2 year4.79%
3 year5.09%
4 year5.19%
5 year5.29%
5 year closed-Insured5.09%
Variableprime + .50%

Term Deposits

Term Deposits
TermNon-Redeemable
1 year3.20%
18 Month Non-Redeemable3.40%
2 year3.50%
3 year4.00%
4 year4.00%
5 year4.25%

Promotional Term Deposits

Promotional Term Deposits
  Year 1Year 2Year 3Year 4Year 5Average
12-month non-redeemable term3.20%
18-month non-redeemable term3.40%
3 year Escalator Term *2.50%3.00%4.25%3.25%
5 year Escalator Term **3.20%3.50%4.00%4.00%6.84%4.308%

* Cashable on the anniversary of initial deposit date

** Cashable on the 1 year and 3 year anniversary of the initial deposit date

Cashable Term Deposits

Cashable Term Deposits
12-month cashable term *2.00% (eligible for registered terms)
18-month cashable term **2.10% (eligible for registered terms)

* Cashable after 30 days

** Cashable on birthday of primary account holder and one year anniversary of initial deposit date

Savings Plans

Savings Plans
Plan 240.05% Interest calculated daily paid monthly
Special Savings0.05% Interest calculated on minimum monthly balance paid quarterly
Accelerator0.10% Interest paid monthly on closing daily balance

Chequing Deposit Rates

Chequing Deposit Rates
$0.00 – $4,9990.00%
$5,000 – $9,9990.00%
$10,000 – $24,9990.00%
$25,000 – $59,9990.00%
$60,000 and over0.00%
Chequing USD0.00%*

* Interest calculated on closing daily balance and paid monthly

Registered Product Rates

Registered Product Rates
 RRSPRIFLIFTFSA
Variable0.05%0.05%0.05%0.05%
1 year3.20%3.20%3.20%3.20%
18 months3.40%3.40%3.40%3.40%
2 year3.50%3.50%3.50%3.50%
3 year4.00%4.00%4.00%4.00%
4 year4.00%4.00%4.00%4.00%
5 year4.25%4.25%4.25%4.25%